Centers for Disease Control and Prevention (CDC)
Learn more about the virus, how to protect yourself, and how to prevent the spread:
Do you have the virus or believe you may?
The State of Illinois has launched the Pandemic Health Worker Program
in partnership with healthcare providers. The hotlines below are for you to call from the safety of your home for further guidance.
833-OSF-KNOW or click here
*Serving Champaign, Dewitt, McLean, and Piatt counties.
217-545-5100 or click here
*Serving all other IL-13 counties.
The CARES Act created non-taxable Economic Impact Payments to Americans in the amount of $1,200 per individual ($2,400 for joint filers), plus $500 per dependent age 16 and under. Income eligibility based on 2019 returns if filed, or 2018 if unfiled. The full payment will be issued to those with an Adjusted Gross Income (AGI) of under $75,000 ($150,000 for joint filers) that phases out up to $99,000 ($198,000 for joint filers) at which point no payment will be issued.
Note for Tax Filers: Tax filers can check their payment status, payment type, and enter direct deposit information by clicking here. If the IRS does not have your direct deposit information you will receive a check in the mail which will take longer to arrive. Timing of the payments is expected mid-April for those with direct deposit.
Note for Individuals who do not normally file taxes and have not received my Economic Impact Payment: Individuals who do not normally file taxes and have not yet received their Economic Impact Payment should use the Non-Filers Tool. Americans who did not file a tax return in 2018 or 2019 can submit basic personal information to the IRS so that they can receive payments. This tool will remain available until October 15 and anyone who registers by October 15 will receive their payment by the end of the year. The Non-Filers Tool can be found here.
Note for Individuals who do file taxes, and believe they are eligible for an Economic Impact Payment, but haven’t received one: Individuals who do file taxes, and believe they are eligible for an Economic Impact Payment, but haven’t received one will be able to claim their payment when they file their 2020 tax return. If you need the payment sooner, you may call the IRS Economic Impact Payment line at 800-919-9835. Call volumes are high, so call times may be longer than anticipated.
Individuals who think their Economic Impact Payment was incorrect.Payment amounts vary based on income, filing status and family size. If you filed a 2019 tax return, the IRS used information from it about you, your spouse, your income, filing status and qualifying children to calculate the amount and issue your Payment. If you haven’t filed your 2019 return or it has not been processed yet, the IRS used the information from your 2018 return to calculate the amount and issue your Payment.
If you did not receive the full amount to which you are entitled, you will be able to claim the additional amount when you file your 2020 tax return.
Note for Individuals who have dependents and did not receive the $500 per dependent: If you did not receive the full amount for a dependent to which you believe you are entitled, you will be able to claim the additional amount when you file your 2020 tax return.
Note for Social Security and SSI Beneficiaries with Representative Payees: The IRS will issue the EIPs via direct deposit and Direct Express starting today, May 22, to the same direct deposit account or Direct Express card as the recipient’s monthly Social Security or SSI payment. Paper check EIPs will be mailed starting May 27. Visit www.ssa.gov/coronavirus/#reppayee to learn about EIPs and representative payees.
Note for Social Security Retirement and Disability (SSDI) Recipients w/ No Dependents: The Treasury Department announced on April 1st that Social Security beneficiaries who are not typically required to file tax returns will not need to file an abbreviated tax return to receive an Economic Impact Payment. The IRS will use the information on the Form SSA-1099 for Social Security beneficiaries who did not file tax returns in 2018 or 2019. Timing of the payments is expected the week of April 27th.
Note for Supplemental Security Income (SSI) Recipients w/ No Dependents: The Social Security Administration announced on April 15th that recipients will receive automatic Economic Impact Payments directly from the Treasury Department. Treasury anticipates these automatic payments no later than early May. Previously SSA advised that they will not consider economic impact payments as income for SSI recipients, and the payments are excluded from resources for 12 months. Timing of the payments is expected no later than early May.
Note for VA Benefit Recipients w/ No Dependents: On Friday, April 17th the IRS and VA announced that veterans and their beneficiaries who receive Compensation and Pension (C&P) benefit payments from VA will receive a $1,200 Economic Impact Payment with no further action needed on their part. Timing of payments was still being worked out at the time of the announcement.
Note for Non-Filers and Social Security/SSDI/SSI/VA Benefit Recipients w/ Dependents: The IRS now has an online form where you can enter your information to claim your full Economic Impact Payment. If you are on Social Security, SSDI or SSI and have dependents this is the way to ensure you get the additional $500 per dependent age 16 and under. While Social Security/SSDI/SSI payments will be issued automatically. that will only be for the $1,200 per individual. Click here to fill out the IRS Non-Filers form.
The Governor of Illinois has issued a Stay-At-Home order which shuts down all "non-essential" businesses until April 30th, 2020. For questions about the definition of "essential" business as outlined in Executive Order 2020-10, please contact the Illinois Department of Commerce and Economic Opportunity (DCEO) toll-free at 1-800-252-2923 or CEO.Support@illinois.gov.
The CARES Act created the Paycheck Protection Program (PPP) to provide small businesses (1-500 employees) with relief in the form of an 8 week, 100% forgivable, federally-guaranteed loan. You can apply at most local financial institutions, click here
to search in your area for a PPP lender.
Note for Small Businesses:
On Thursday, April 16th the Small Business Administration announced that the $349 billion allocation to the PPP has all been awarded to 1.6 million businesses. The CARES Act created this program with bipartisan support. On Thursday, April 23rd Congress appropriated more funds to the PPP and on Monday, April 27th they began taking applications from lenders again.
Paycheck Protection Program
Paid Leave and Expanded FMLA
If you have lost your employer-based health insurance due to being laid off you have options. Many employers are required to provide COBRA Continuation of Health Coverage - feel free to check with your employer, but they are also required to notify you by law if eligible. Those who lose their employer-based health insurance due to being laid off likely qualify for a Special Enrollment Period (SEP) through the federal HealthCare.gov marketplace. HealthCare.Gov will also tell you if you qualify for Medicaid or CHIP.
Federal HealthCare.Gov Marketplace
COBRA generally requires that group health plans sponsored by employers with 20 or more employees in the prior year offer employees and their families the opportunity for a temporary extension of health coverage (called continuation coverage) in certain instances where coverage under the plan would otherwise end.
The federal HealthCare.Gov marketplace is ran by the U.S. Centers for Medicare & Medicaid Services (CMS) and provides income-based subsidies in the form of a tax credit.
Medicare Part B Enrollment During COVID-19
Seniors who are unemployed can qualify for a special enrollment period in Medicare Part B